:root{
  --navy:#061022; --navy2:#0b1830; --ink:#0a0d12; --cream:#f7efe2; --muted:#b9c2d0;
  --gold:#d6b35e; --gold2:#f1d27a; --red:#9e1b2f; --line:rgba(241,210,122,.22);
  --glass:rgba(6,16,34,.76); --shadow:0 25px 80px rgba(0,0,0,.45);
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;background:#030711;color:var(--cream);font-family:Inter,Arial,Helvetica,sans-serif;line-height:1.6}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}
.container{width:min(1180px,92vw);margin:auto}
.topbar{position:sticky;top:0;z-index:20;background:rgba(3,7,17,.82);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{width:260px}.navlinks{display:flex;gap:22px;align-items:center;font-size:14px;color:#dbe2ee}
.navlinks a:hover{color:var(--gold2)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:999px;border:1px solid var(--gold);background:linear-gradient(135deg,#7b111c,#a41e31 42%,#d6b35e);color:#fff;font-weight:800;box-shadow:0 12px 30px rgba(158,27,47,.3);cursor:pointer}
.btn.secondary{background:transparent;color:var(--gold2);box-shadow:none}.btn.dark{background:#07101f;border-color:var(--line)}
.hero{
position:relative;
min-height:820px;
background:
linear-gradient(rgba(7,16,31,.75), rgba(7,16,31,.85)),
url('hero-background.jpg') center/cover no-repeat;
overflow:hidden;
}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,7,17,.98) 0%,rgba(3,7,17,.82) 42%,rgba(3,7,17,.25) 100%)}
.hero .container{position:relative;z-index:1;padding:110px 0 90px}
.kicker{display:inline-flex;gap:10px;align-items:center;text-transform:uppercase;letter-spacing:2.4px;color:var(--gold2);font-weight:800;font-size:13px}
.kicker:before{content:"";width:42px;height:1px;background:var(--gold)}
h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(42px,7vw,86px);line-height:.98;margin:22px 0 22px;max-width:840px}
.lead{font-size:clamp(18px,2.2vw,24px);color:#dfe6f1;max-width:720px;margin-bottom:30px}
.hero-card{margin-top:42px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:850px}
.card{background:linear-gradient(180deg,rgba(11,24,48,.9),rgba(6,16,34,.72));border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow)}
.card h3{margin:0 0 8px;font-size:18px}.card p{color:var(--muted);margin:0}
.section{padding:90px 0}.section.alt{background:linear-gradient(180deg,#050b18,#081327)}
.center{text-align:center}.section h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(32px,5vw,58px);line-height:1.05;margin:0 0 16px}
.sub{color:var(--muted);max-width:740px;margin:0 auto 38px;font-size:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}
.icon{width:46px;height:46px;border-radius:14px;background:linear-gradient(135deg,#7b111c,#d6b35e);display:grid;place-items:center;margin-bottom:14px;font-weight:900}
.offer{position:relative;overflow:hidden}.offer:after{content:"";position:absolute;right:-60px;top:-60px;width:150px;height:150px;background:radial-gradient(circle,var(--gold),transparent 66%);opacity:.18}
.offer h3{font-size:23px}.tag{display:inline-block;border:1px solid var(--line);border-radius:999px;color:var(--gold2);padding:6px 11px;font-size:12px;font-weight:800;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr .8fr;gap:44px;align-items:center}
.panel{background:rgba(255,255,255,.04);border:1px solid var(--line);border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.check{display:grid;gap:13px;margin:24px 0}.check div{display:flex;gap:12px}.check span{color:var(--gold2);font-weight:900}
.form{display:grid;gap:12px}.form input,.form select{width:100%;padding:15px 16px;border-radius:14px;border:1px solid rgba(255,255,255,.14);background:#050b18;color:#fff}
.disclaimer{font-size:12px;color:#9da8ba}.footer{padding:42px 0;border-top:1px solid var(--line);background:#030711;color:#aeb8c8}
.footer .row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer a{color:#d7c17b;margin-right:16px}
.badgebar{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.badge{border:1px solid var(--line);border-radius:999px;padding:8px 12px;color:#d7dfed;background:rgba(255,255,255,.04);font-size:13px}
@media(max-width:900px){.navlinks{display:none}.hero-card,.grid,.grid.two,.split{grid-template-columns:1fr}.hero{min-height:auto}.logo{width:220px}}

#wealth {
    background:
        linear-gradient(rgba(7,16,31,.92), rgba(7,16,31,.92)),
        url('gold-bg.jpg') center center/cover no-repeat;
}


.feature-list {
  list-style: none;
  padding: 0;
  margin: 25px 0;
}

.feature-list li {
  margin-bottom: 12px;
  font-size: 18px;
  color: #f5efe2;
  position: relative;
  padding-left: 28px;
}

.feature-list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #d6b35e;
  font-weight: bold;
}

.small-note {
  margin-top: 24px;
  font-size: 12px;
  color: #9da8ba;
  line-height: 1.5;
}

.center.small-note,
.small-note.center {
  text-align: center;
}